Why Bank Accounts Get NPCI Freeze? Reasons, Solutions & Unfreeze Process (2026 Guide)
Facing a debit freeze on your bank account due to NPCI? This guide explains why restrictions happen, common reasons like UPI complaints or KYC issues, and the exact step-by-step process to remove the freeze quickly. Learn how banks handle alerts linked to National Payments Corporation of India systems and what you should do to regain full access to your money without unnecessary delays.
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Having Two PAN Cards? Know the ₹10,000 Penalty & Easy Surrender Process
If you accidentally have two PAN cards in your name, it can lead to penalties, tax complications, and banking issues. As per the Income Tax Department rules, an individual is allowed to hold only one PAN. In this guide, learn the risks of having duplicate PAN cards and the step-by-step process to surrender the extra PAN safely and avoid legal trouble.
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How to Get a Personal Loan on ₹20,000 Salary in India (With a Real-Life Example)
Learn how to get a personal loan in India even with a ₹20,000 monthly salary. This guide explains eligibility, documents, interest rates, and approval tips with a real-life example to help you apply confidently.
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How to Take a Credit Card in India – Step-by-Step Guide (With Real Life Example)
Learn how to get a credit card in India even with a ₹25,000 monthly salary. This beginner-friendly guide explains eligibility, where to apply, required documents, and a real-life example of a private bank employee getting approved easily.
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RBI Retains SBI, HDFC Bank, and ICICI Bank as D-SIBs for 2025: What It Means for Indian Banking
The Reserve Bank of India (RBI) has once again classified State Bank of India (SBI), HDFC Bank, and ICICI Bank ...
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How to Save ₹10,000 Every Month on a ₹30,000 Salary (Real-Life Example)
Saving ₹10,000 every month on a ₹30,000 salary may seem challenging, but with smart budgeting and disciplined habits, it is absolutely achievable. This article shares a real-life Indian example and a practical monthly plan to help you manage expenses, build savings, and achieve financial stability without stress.
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How to Save ₹10,000 per Month on a ₹25,000 Salary (Real Indian Example)
Learn how to save ₹10,000 every month on a ₹25,000 salary with a realistic Indian budget plan. This guide breaks down expenses, smart saving habits, and a real-life example to help you build strong financial discipline without sacrificing your lifestyle.
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Cashback vs Rewards Credit Cards in India — What’s the Difference?
Confused between cashback and reward credit cards in India? This guide explains the key differences with real-life examples to help you choose the right card based on your spending habits and lifestyle.
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