If you’re planning to invest in mutual funds this month, here are some of the top options across different categories. These funds are suitable for long-term investors with varying risk appetites.
- Parag Parikh Flexi Cap Fund (Direct-Growth)
Category: Flexi Cap
Estimated Returns (5-Year CAGR): Around 18–20%
Highlights:
Diversified investment across Indian and international stocks
Suitable for long-term wealth building
Managed with a value-driven strategy
- Mirae Asset Emerging Bluechip Fund (Direct-Growth)
Category: Large and Mid Cap
Estimated Returns (5-Year CAGR): Around 19%
Highlights:
Good blend of large and mid-sized companies
Balanced risk with strong historical returns
Ideal for medium to long-term investments
- SBI Small Cap Fund (Direct-Growth)
Category: Small Cap
Estimated Returns (5-Year CAGR): Around 23%
Highlights:
Targets high-growth potential in smaller companies
Consistent past performance
Suitable for investors with a long-term and aggressive outlook
- Axis Midcap Fund (Direct-Growth)
Category: Mid Cap
Estimated Returns (5-Year CAGR): Around 17%
Highlights:
Focuses on quality mid-sized businesses
Lower volatility than small caps
Ideal for investors seeking steady growth
- HDFC Balanced Advantage Fund (Direct-Growth)
Category: Hybrid (Dynamic Asset Allocation)
Estimated Returns (5-Year CAGR): Around 13–15%
Highlights:
Adjusts equity and debt allocation based on market trends
Offers lower risk
Suitable for conservative or first-time investors
- ICICI Prudential Technology Fund (Direct-Growth)
Category: Sectoral (Technology)
Estimated Returns (5-Year CAGR): Around 25%
Highlights:
Focused exposure to the fast-growing tech industry
High potential for growth, but also higher risk
Ideal for those looking to diversify thematically
- Nippon India Small Cap Fund (Direct-Growth)
Category: Small Cap
Estimated Returns (5-Year CAGR): Around 24%
Highlights:
Invests in emerging small-sized businesses
Strong track record
Best suited for long-term wealth generation
✅ Before You Invest
Time Frame: Minimum 5 years is recommended for equity-based funds
Prefer SIPs: Systematic Investment Plans help average costs
Match Risk: Choose funds that align with your comfort with market ups and downs
Define Goals: Invest with clear financial goals in mind (e.g., retirement, home, education)
