Here is a list of some of the top health insurance companies in India, along with their key features and plans. Most importantly choose your health insurance plan that matches your needs and your family. Check the claim period and the claim process. Know how to claim. We have covered here India’s top 10 health insurance provider details for your quick reference.
1. Aditya Birla Active Fit Health Insurance:Sum Insured: It denoted the benefit to the nominee during the death of the applicant. This health insurance provides a sum insured minimum of Rs 2 lakh and a maximum of Rs 2 crore.Network Hospitals: Tie-ups with 9,000+ hospitals across India.
2. Tata AIG Health Insurance:This plan provides tax benefits Up to ₹75,000. Also, users can avail Cashless Hospital benefits. Tie-ups with almost 10,000+ hospitals.Claim Settlement Ratio is 94.20% .
3. Acko Health Insurance:Initial Waiting Period: From 0 days you can claim the policy and this is a unique feature.Claim Settlement Ratio: 98% is the claim settlement ratio which is good.No room rent limit while admitted to hospital, 100% bills covered, and can be claimed under this policy.
4. Star Health & Allied Insurance Company Limited:Offers various health insurance plans including senior citizens’ policies. This star health insurance mainly targets senior citizens.
5. HDFC ERGO Health Insurance (Formerly Apollo Munich Health Insurance):This insurance company mainly dealing with comprehensive insurance.Its a unique coverage that they are providing.Its a type of automobile insurance that covers if your car is damaged by tornado,dented by a run in with animal, dented by collapsing a garage etc.
6. ICICI Lombard Health Insurance Company Limited:Provides individual and family health insurance. Very popular health insurance provider in the industry and the claim settlement ratio is 99%.
7. Bajaj Allianz General Insurance:Offers individual, family, and international health insurance.This is the best health insurance provider in the industry as it includes international hospitals too.
8. Manipal Cigna Health Insurance Company:Covers hospitalization, personal accident, and critical illness.This insurance company provides health insurance for hospitilisation cost along with personal accident benefit.Also covers 64 critical illness.
9. Edelweiss General Insurance:Provides family health insurance and top-up plans.It provides insurance plans for for family which includes dependent family members .Also this plan offers to avail top up benefit in a existing health plan.
10. Future Generali India Insurance:Future generali Health insurance offers many insurance plans including health insurance plans for senior citizens
