The Government of Assam has entered into a strategic partnership with Axis Bank, bringing a wide range of financial benefits to its state employees. Under this new arrangement, government staff can now enjoy a specially designed Suvidha Salary Account packed with features, insurance protection, and lifestyle rewards — all with zero balance requirements. This collaboration officially kicked off on February 11, 2025.
What Makes the Suvidha Salary Account Special?
Here’s a quick look at what you get as a state employee:
1. No-Frills Banking
- Zero minimum balance needed — keep as much or as little as you like.
- Unlimited digital transactions — NEFT, RTGS, and IMPS transfers are completely free.
- Generous ATM withdrawal limits, going up to ₹2 lakh per day depending on your account type.
- Already have a savings account with Axis Bank? You can easily upgrade it to a Suvidha Salary Account.
2. Insurance Coverage Explained
As part of the Suvidha Salary Account benefits, Axis Bank provides a comprehensive insurance package to ensure financial security for state government employees and their families.
Each account holder is covered under a Personal Accident Insurance policy worth ₹1 crore, which offers 24×7 protection across the globe. In the unfortunate event of an air accident, there’s an additional ₹2 crore coverage, provided the flight ticket is booked using an Axis Bank debit or credit card.
For cases involving permanent total disability, such as the complete loss of limbs or eyesight, the account offers up to ₹1 crore in compensation.
Additionally, there’s a Group Term Life Insurance policy that covers ₹10 lakh in the event of natural death and ₹1 Cr in case of accidental death, helping families deal with financial challenges during difficult times.
These insurance covers are automatically linked with the Suvidha Salary Account, offering peace of mind with no separate premium required.
3. Extra Perks Just for You
Along with strong banking and insurance, employees also get access to:
- Discounted health insurance plans.
- Entertainment offers — like movie ticket deals and dining discounts.
- Airport lounge access — travel in style.
- Lower interest rates on loans — home, car, or personal.
In addition to these, Axis Bank extends educational benefits of up to ₹8 lakh for children of the account holder, in the event of the account holder’s accidental death. This includes:
₹4 lakh for a male child
₹4 lakh extra for a girl child,
provided the child is under 22 years of age and currently enrolled in formal education.
These covers are provided automatically with the account — no separate premium is needed.
How to Get Started
- New recruits: Your salary account will automatically be converted to a Suvidha account once you receive your permanent employee ID.
- Existing employees: Just visit your Axis Bank branch and fill out a simple form (Annexure-I) to convert your existing account.
- To check your status, look for “Suvidha Salary Account” in your bank passbook or online account view.
Filing Insurance Claims Made Easy
Here’s what you need to know if you ever have to make a claim:
- Submit documents such as death certificate, proof of employment, or travel ticket (for air claims).
- Timeframe: File the claim within 90 days of the incident. Claims are usually settled within 7 working days after document verification.
- Nominee rules:
- If it’s a single-holder account, the nominee on record will receive the claim.
- For joint accounts, surviving holders will be eligible.
A Few Things to Keep in Mind
- You’re not restricted to Axis Bank — this offer is optional, and you can choose any bank for your salary.
- Customer support and grievance redressal are available via a dedicated Nodal Officer in Guwahati, or you can approach the Banking Ombudsman if needed
Take Control of Your Finances and Health with Axis Bank’s Salary Account & Suvidha Program
Managing your salary, spending smartly, and staying protected — that’s the kind of lifestyle most working professionals aim for. And Axis Bank is helping make that possible with its Digital Salary Account and Suvidha Salary Program, offering a unique blend of financial rewards and health protection.
💼 Axis Bank Digital Salary Account – Where Smart Banking Begins
If you’re someone who enjoys online shopping, this salary account brings an added advantage. Here’s what makes it special:
- 25% cashback on popular platforms like Ajio and Flipkart
- Earn up to ₹1000 cashback every month
- Simple, paperless account setup
- Smooth digital banking through the Axis Bank mobile app and website
Whether you’re updating your wardrobe or buying gadgets, this account ensures you get more value every time you shop.
🏥 Suvidha Salary Program – Your Health, Your Priority
Axis Bank’s Suvidha Program isn’t just about handling your salary — it’s about helping you stay healthy too. This plan includes:
- A health insurance cover worth ₹30 lakhs, available at just ₹2499 per year
- Tailored for salaried professionals who want affordable and dependable protection
- Helps you stay financially secure during unexpected medical needs
With Suvidha, you’re not just managing your earnings — you’re also investing in your health.
🌟 Why It Stands Out
Axis Bank has crafted these programs to help you take charge of both your finances and your health. Whether it’s the cashback you earn on your favorite shopping sites or the peace of mind that comes with strong health insurance, these offerings are built with the modern professional in mind.
👉 Thinking of opening a salary account? Now’s the right time to switch to smarter banking with Axis Bank!
Departments Eligible for Suvidha Salary Account (Assam Government):
- Office of the District Mission Co-Ordinator
- Office of the Principal Chief Conservator of Forest and Head of Forest
- Office of the Deputy Commissioner Kamrup Amingaon
- Office of the Commissioner of Transport, Assam
- North Eastern Development Finance Corporation
- ARIAS Society
- National Health Mission Assam
- North East Skill Centre
- Fire & Emergency Services Assam
- District Health Society Kamrup
- District Health Society, Kamrup Metro
- Office of the Dist Commdt Home Guard
- Directorate of Dairy Development
- Assam Police Radio Organisation
- Guwahati Metropolitan Development Authority
- Guwahati Metropolitan Drinking Water & Sewerage Board
- Assam Skill University Project
- Office of the State Level Nodal Agency
- Commissionerate of Panchayat and Rural Development
- Directorate of Agriculture
- Assam State Rural Livelihoods Mission
- Krishna Kanta Handiqui State Open University
- Assam Hydrocarbon & Energy Company Limited
- Principal Chief Conservator of Forests & Head of Forest Force
- Office of the Divisional Forest Officer (Eawl) Division Bokakhat Assam
- Jal Jeevan Mission
- Govt. of Assam
Want to Learn More or Apply?
Visit any nearest Axis Bank Branch to open the Suvidha Salary Account.
To Know more you can visit Finance Assam website.
