Is Insurance Mandatory for a Personal Loan in India?

Many banks suggest taking insurance along with a personal loan, but is it really compulsory? In India, insurance for personal loans is optional and not mandated by RBI. This article explains why lenders offer it, when it may be useful, and what to do if you feel pressured to buy one
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Personal Loan on ₹15,000 Salary – Everything You Need to Know

Looking for a personal loan on a ₹15,000 salary? Learn about eligibility, banks and NBFCs offering loans, EMI examples, and smart tips to improve your approval chances. Borrow wisely and manage your finances better.
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How to Get a Home Loan in India with a Salary Below ₹25,000

Getting a home loan in India with a monthly salary below ₹25,000 is possible with the right approach. By maintaining a good credit score, applying under government schemes like PMAY, choosing affordable housing finance companies, and adding a co-applicant, you can increase your eligibility and secure a loan that fits your budget.
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Sukanya Samriddhi Yojana (SSY): A Complete Guide to Securing Your Daughter’s Future

The Sukanya Samriddhi Yojana is a government-backed savings scheme designed to secure the future of a girl child. Offering high interest rates, tax-free returns, and guaranteed safety, it helps parents save for education and marriage expenses. With affordable deposits and long-term benefits, SSY is one of the best financial plans for ensuring a bright and independent future for your daughter.
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How to Take a Mudra Loan – A Complete Guide in 2025

Learn everything about applying for a Mudra Loan under the Pradhan Mantri Mudra Yojana. This guide covers types of loans, eligibility, required documents, interest rates, and a simple step-by-step process to help small businesses and startups secure funding without collateral.
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SBI Apun Ghar Home Loan in Assam: Everything You Need to Know

The SBI Apun Ghar Home Loan in Assam is a special housing finance scheme offering low interest rates, zero processing fees, and easy repayment options, making it an affordable way for residents to buy or build their dream home.
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Bajaj Finserv Personal Loan: Simple Guide to Quick and Easy Financing

Get quick, hassle-free funding with Bajaj Finserv Personal Loan. Learn about eligibility, benefits, interest rates, and the simple application process in this complete guide.
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How to Close a Swipe Machine (POS Terminal) at Axis Bank – A Complete Guide

Learn the step-by-step process to close your Axis Bank swipe machine (POS terminal), including required documents, return procedure, and important tips to avoid extra charges.
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