Axis Bank Burgundy Account: A Premium Banking Experience You Deserve
For individuals seeking more than just traditional banking, Axis Bank’s Burgundy Account offers a world of premium services, wealth management, and lifestyle benefits. Tailored for high-net-worth individuals, top professionals, and business owners, this exclusive banking solution blends personalized financial services with luxurious privileges.
In this detailed guide, discover everything you need to know about the Axis Bank Burgundy Account—including eligibility, benefits, features, account requirements, charges, and why it stands out as one of the best premium savings accounts in India.
🔎 What is the Axis Bank Burgundy Account?
The Burgundy Account is a high-tier savings account offered by Axis Bank, designed to deliver priority banking services, customized wealth management, and exclusive lifestyle benefits under one umbrella. It caters to customers who expect convenience, personal attention, and expert financial advisory with every interaction.
Unlike regular savings accounts, Burgundy offers zero charges on over 350 services, access to dedicated relationship managers, and travel and lifestyle perks, making it a top choice for those looking to elevate their banking experience.
💼 Who Should Opt for the Burgundy Program?
The Burgundy program is ideal for:
- High-net-worth individuals (HNIs)
- Salaried professionals earning ₹3 lakhs or more monthly
- Business owners with substantial financial dealings
- Families looking to manage their finances collectively
- Frequent travelers and investors
✅ Axis Bank Burgundy Eligibility Criteria
To become a Burgundy customer, you must meet at least one of the following criteria:
| Criteria | Requirement |
|---|---|
| Monthly Average Balance (MAB) | ₹10 lakhs in your Burgundy savings account |
| Total Relationship Value (TRV) | ₹30 lakhs or more (includes deposits, investments, insurance, and Demat holdings) |
| Salary Relationship | Minimum monthly salary credit of ₹3 lakhs into Axis salary account |
Note: If you fail to meet the above conditions, your Burgundy status may be revoked, and standard banking charges may apply.
⭐ Key Benefits of the Axis Bank Burgundy Account
1. Dedicated Relationship Manager (RM)
Each Burgundy customer is assigned a highly trained relationship manager who assists with banking, investments, insurance, and tax-saving solutions. You also get access to a team of experts for loans, forex, and portfolio services.
2. Expert Wealth Management
Enjoy personalized wealth advisory services including:
- Goal-based investment planning
- Mutual fund and equity advisory
- Tax-saving and retirement planning
- Insurance planning (life and general)
- Access to structured financial products
All services are tailored to suit your financial goals and risk appetite.
3. Exclusive Burgundy Debit Card
Get access to a premium debit card with the following features:
- ATM cash withdrawal limit: ₹2 lakhs per day
- POS spending limit: ₹3 lakhs per day
- Complimentary airport lounge access (domestic & international)
- Air accident insurance: ₹1 crore
- Lost card liability: ₹5 lakhs
- Purchase protection: ₹1 lakh
4. Zero Charges on 350+ Banking Services
You won’t be charged for:
- ATM withdrawals (any bank, unlimited)
- Online fund transfers (NEFT, RTGS, IMPS)
- Demand drafts and pay orders
- Chequebooks and physical statements
- SMS and email alerts
- Account maintenance and cash transactions
5. Priority Banking Experience
Skip queues at branches and enjoy exclusive service zones or Burgundy lounges at select Axis Bank branches for faster service and personalized attention.
6. Family Banking Facility
Group your family members (spouse, parents, children) under a single Burgundy relationship to collectively maintain eligibility and access Burgundy benefits together.
7. Preferential Pricing and Discounts
- Lower interest rates on home, personal, and car loans
- Preferential foreign exchange rates for currency transactions
- Locker discounts up to 50% depending on size and location
8. Burgundy Mobile and Internet Banking
The digital platforms provide a personalized interface where you can:
- View and manage all your accounts and investments
- Schedule payments
- Book services with your RM
- Request concierge services directly
9. Concierge and Travel Services
Burgundy members have access to a global concierge service that can help with:
- Hotel bookings
- Flight tickets
- Restaurant reservations
- Event bookings
- Gift delivery and travel support
10. Exclusive Lifestyle Offers
Enjoy access to:
- Fine dining offers at premium restaurants
- Spa and wellness deals
- Golf course access on selected days
- Handpicked travel and holiday packages
💳 Burgundy Account Charges (2024–2025)
Here is a summary of fees and waivers:
| Service | Charges |
|---|---|
| Account Opening | Free |
| Monthly Average Balance (MAB) | ₹10 lakhs |
| Non-Maintenance Charges | ₹1,500 + GST/month (if MAB or TRV not met) |
| Debit Card Annual Fee | Nil |
| ATM Transactions | Unlimited free at all ATMs |
| NEFT/RTGS/IMPS | Free |
| Locker | Up to 50% discount |
| Cheque Book, DDs, Statements | Free |
| SMS/Alerts | Free |
Charges are subject to change as per Axis Bank policy and applicable taxes.
📊 Burgundy vs Regular Savings Account
| Feature | Burgundy | Regular Account |
|---|---|---|
| RM Support | Yes | No |
| Wealth Advisory | Yes | No |
| Lounge Access | Yes | No |
| Unlimited ATM | Yes | No |
| Exclusive Debit Card | Yes | Standard |
| Family Banking | Yes | Limited |
| Global Concierge | Yes | No |
| Loan/Locker Discounts | Yes | No |
📝 How to Open a Burgundy Account?
Opening a Burgundy account is simple. You can:
- Visit your nearest Axis Bank branch and request Burgundy enrollment.
- Speak with a relationship manager if you already meet the eligibility.
- Fill the application form and submit your KYC documents.
Documents Required:
- PAN Card
- Aadhaar or valid address proof
- Passport-size photo
- Income proof (for salaried eligibility)
- Existing Axis account details (if applicable)
🌟 Unique Selling Points (USP) of Burgundy
- Zero charges on 350+ services, unmatched in the industry
- Personalized financial advisory with RM and wealth team
- Airport lounge access, travel concierge, and dining perks
- Group family banking under a single relationship
- Premium lifestyle benefits integrated with everyday banking
📌 Final Thoughts
If you are looking for a banking relationship that goes beyond transactions—one that offers expert guidance, luxury privileges, and complete financial management—the Axis Bank Burgundy Account is a perfect choice.
With benefits spanning across banking, investing, traveling, and lifestyle, Burgundy delivers immense value for customers who seek premium service with peace of mind.
Whether you are managing personal wealth or planning your family’s future, this account ensures that you are always a priority.
🙋 Frequently Asked Questions (FAQs)
Q1: What if I don’t maintain ₹10 lakhs in the account?
You may be charged ₹1,500 + GST monthly, or your account might be downgraded to a standard savings account unless you meet the TRV requirement.
Q2: Can NRIs open a Burgundy Account?
Yes, there is a dedicated Burgundy NRI Program with similar features, designed for non-resident Indians.
Q3: Is the Burgundy debit card free?
Yes, there is no annual fee for the Burgundy debit card.
Q4: Can I include my spouse or parents in the Burgundy relationship?
Yes, the Family Banking feature allows up to 6 family members to enjoy Burgundy benefits collectively.
Q5: How is Burgundy different from other premium accounts?
Unlike many premium accounts that charge for multiple services, Burgundy offers a truly zero-fee banking experience with unmatched personalization and investment services.
