Best Lifetime Free Credit Cards Without Joining Fee in 2026

Here are 5 lifetime free credit cards in India (no joining fee and no yearly fee), explained in simple words:


**Amazon Pay Credit Card by **
Cashback on Amazon shopping and online payments
Extra benefits for Amazon Prime users
1% cashback on most other spends
Good for regular online shoppers


**FIRST Millennia Credit Card by **
Reward points on every purchase
Discounts on movies and dining
Easy EMI conversion facility
Suitable for young professionals


**Visa Platinum Credit Card by **
Reward points on daily spending
Fuel surcharge waiver
Occasional promotional cashback offers
Good for basic usage


**MY Zone Credit Card by **
Offers on food delivery and entertainment
Lounge access (on eligible spends)
Popular among beginners


**Platinum Aura Edge Credit Card by **
Rewards on utility and daily expenses
Fuel surcharge waiver
Easy to manage entry-level card
These cards are useful if you want a credit card without worrying about annual charges while still enjoying rewards and offers.

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