How to Close a YES Bank Personal Loan – Step-by-Step Guide with Real Example

Learn how to close your personal loan from YES Bank with a simple step-by-step process, including foreclosure charges, required documents, and expert tips. This guide also shares a real-life example of Sangeeta Chutia, who saved money by closing her loan early after 18 EMIs. Perfect for borrowers planning to become debt-free faster and improve their credit score.

Having Two PAN Cards? Know the ₹10,000 Penalty & Easy Surrender Process

If you accidentally have two PAN cards in your name, it can lead to penalties, tax complications, and banking issues. As per the Income Tax Department rules, an individual is allowed to hold only one PAN. In this guide, learn the risks of having duplicate PAN cards and the step-by-step process to surrender the extra PAN safely and avoid legal trouble.