How to Get a Personal Loan in India with ₹15,000 Salary and where to Apply ?

Getting a personal loan in India with a monthly salary of ₹15,000 is possible if you know the right banks and NBFCs to approach. This blog explains eligibility, required documents, and the best lenders like SBI, HDFC, ICICI, Axis Bank, Bajaj Finserv, and digital loan apps that offer loans to low-income earners. Learn how to improve approval chances, compare interest rates, and choose the right option for your financial needs.
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Smart Money Management: How to Plan Investments and Expenses with a Salary of ₹20,000

Even with a salary of ₹20,000, you can manage expenses, save, and invest wisely. Learn practical tips on budgeting, emergency funds, insurance, and growing your income for a secure financial future.
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ICICI Prudential iProtect Smart: Complete Guide to Term Insurance Protection

ICICI Prudential iProtect Smart is a flexible term insurance plan designed to secure your family’s future against life’s uncertainties. It offers life cover, critical illness protection, accidental death benefit, and payout flexibility at affordable premiums. This blog explains its features, benefits, eligibility, riders, and FAQs in detail.
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National Pension Scheme (NPS): Complete Guide with Benefits and FAQs

The National Pension Scheme (NPS) is a government-backed retirement savings plan that helps individuals build a secure financial future. With flexible investment options, low charges, and attractive tax benefits under Sections 80C, 80CCD(1B), and 80CCD(2), NPS is one of the best tools for long-term wealth creation. It ensures financial stability post-retirement through a mix of equity, debt, and annuity, making it an ideal choice for both salaried and self-employed individuals.
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Indian Oil HDFC Bank Credit Card – A Smart Way to Save on Fuel

The Indian Oil HDFC Bank Credit Card is a smart choice for those who want to save on fuel and daily expenses. With 5% Fuel Points on fuel, groceries, and bill payments, along with a 1% fuel surcharge waiver, this co-branded card offers practical benefits for regular commuters and families. Affordable fees, dining discounts, and easy redemption at Indian Oil outlets make it one of the best entry-level fuel credit cards in India.
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SBI Cashback Credit Card: A Complete Guide in 2025

The SBI Cashback Credit Card is one of the most rewarding options for online shoppers in India, offering a flat 5% cashback on online purchases and 1% on offline spends. With automatic cashback credit, annual fee waiver on high spends, and simple features, it’s the perfect card for those who want direct savings without the hassle of reward points.
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