Is Insurance Mandatory for a Personal Loan in India?
Many banks suggest taking insurance along with a personal loan, but is it really compulsory? In India, insurance for personal loans is optional and not mandated by RBI. This article explains why lenders offer it, when it may be useful, and what to do if you feel pressured to buy one
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Top 10 Reasons Why Cheques Bounce in Indian Banks
A cheque bounce can lead to serious financial and legal consequences. This blog explains the top 10 reasons why cheques get dishonoured by Indian banks, including insufficient funds, signature mismatch, and date errors, along with tips to avoid such issues.
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Compare PMSBY and PMJJBY: Benefits, Differences & Eligibility Explained
Discover the key differences between PMSBY and PMJJBY—two affordable government-backed insurance schemes designed for financial security. Learn about their benefits, eligibility, premium costs, and how to enroll, all in one easy-to-understand guide.
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30 Common Reasons Why a Cheque Gets Bounced or Rejected in 2025
Cheques are a common method of payment in banking, but sometimes they don’t go through as expected. This is known ...
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