How to Take a Credit Card in India – Step-by-Step Guide (With Real Life Example)

Learn how to get a credit card in India even with a ₹25,000 monthly salary. This beginner-friendly guide explains eligibility, where to apply, required documents, and a real-life example of a private bank employee getting approved easily.

Best Credit Cards in India for Beginners (2025): A Simple Guide With Examples

Looking to get your first credit card in India? This beginner-friendly guide explains the best credit cards with low or zero fees, easy eligibility, and real-life examples to help you choose the right card and start building your credit score confidently.

Gold X Credit Card by BOBCARD – Features, Benefits, and Charges

The Gold X Credit Card by BOBCARD is a beginner-friendly, affordable credit card designed for everyday use. With benefits like reward points on every spend, a 1% fuel surcharge waiver, global acceptance, and secure EMV chip technology, it’s perfect for those starting their credit journey. Its low annual fee and easy redemption options make it a practical choice for budget-conscious users.