The National Pension Scheme (NPS) is a government-backed retirement savings plan that helps individuals build a secure financial future. With flexible investment options, low charges, and attractive tax benefits under Sections 80C, 80CCD(1B), and 80CCD(2), NPS is one of the best tools for long-term wealth creation. It ensures financial stability post-retirement through a mix of equity, debt, and annuity, making it an ideal choice for both salaried and self-employed individuals.