🏆 Best 20 SIP Mutual Funds to Consider in June 2025
Systematic Investment Plans (SIPs) are an excellent way to build long-term wealth. Here’s a curated list of 20 mutual funds across various categories—flexi-cap, large-cap, small-cap, sectoral, ELSS, and international—for diversified and growth-focused investing.
1. Parag Parikh Flexi Cap Fund
This fund has consistently delivered steady returns by investing across large, mid, and small-cap stocks, along with international exposure.
2. HDFC Flexi Cap Fund
An ideal choice for SIPs, known for its long-term growth potential and impressive track record in diversified equity.
3. PGIM India Flexi Cap Fund
Noted for its strong recent performance, this fund actively manages investments across market capitalizations.
4. UTI Flexi Cap Fund
A strong contender in the flexi-cap category, offering balanced exposure with reliable past performance.
5. Canara Robeco Bluechip Equity Fund
Favored for its stable returns, this large-cap fund suits conservative investors looking for steady equity growth.
6. Motilal Oswal Midcap Fund
A standout midcap fund, known for identifying high-growth mid-sized companies for aggressive wealth creation.
7. ICICI Prudential Infrastructure Fund
Focused on infrastructure-related sectors, this thematic fund has delivered significant returns in recent years.
8. SBI PSU Fund
This fund taps into the growth of government-backed enterprises, making it ideal for thematic exposure.
9. Quant Small Cap Fund
Among the top performers in the small-cap category, delivering exceptional returns for high-risk investors.
10. Bandhan Small Cap Fund
A high-potential fund in the small-cap space, offering superior returns to long-term SIP investors.
11. HDFC Infrastructure Fund
Targets infrastructure companies and has posted impressive growth over a 5-year period.
12. Edelweiss Small Cap Fund
A reliable small-cap option, performing consistently well in recent years.
13. Tata Small Cap Fund
Offers excellent small-cap exposure, with strong returns for disciplined SIP investors.
14. Canara Robeco Small Cap Fund
Balances risk and growth, suitable for those looking to add small-cap investments through SIPs.
15. Invesco India Small Cap Fund
Another robust performer in the small-cap category, favored for consistent 5-year growth.
16. Quant ELSS Tax Saver Fund
An equity-linked savings scheme (ELSS) providing tax benefits along with high returns potential.
17. Motilal Oswal Nasdaq 100 FOF
This fund-of-fund invests in the top Nasdaq 100 companies, offering global diversification.
18. Kotak Nasdaq 100 FOF
Gives exposure to leading U.S. tech and innovation companies; suitable for investors seeking international assets.
19. Franklin U.S. Opportunities FOF
Focuses on fast-growing U.S. businesses, ideal for those wanting global equity diversification.
20. HSBC Small Cap Fund
Ranks high among small-cap schemes with consistent multi-year outperformance.
đź’ˇ SIP Investment Strategy Tips
- Diversify Wisely: Mix flexi-cap, large-cap, small-cap, ELSS, and international funds to balance risk and reward.
- Goal-Based Allocation: Match funds to goals like retirement, wealth building, tax saving, or child education.
- Start Small: Begin with â‚ą500 to â‚ą1,000 per fund and increase gradually based on income and performance.
- Regular Review: Track fund performance every 6 to 12 months and adjust allocations as needed.
- Risk Understanding: Small-cap and sectoral funds are volatile; use them based on your risk appetite.
⚠️ Note
This information is for educational use only and does not constitute financial advice. Consult a SEBI-registered financial advisor before making investment decisions.
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