1. Home Loan: Axis Bank a major financial player in the market provides home loans to their customer. The Bank offers home loans for the construction of a new house, purchasing a new house, or re-innovation of an existing house at a negotiable rate that starts from 8.70% for salaried employees and 9.10% for the self-employed category per annum. For availing a home loan from Axis Bank the minimum CIBIL score required is 751.
2. Personal Loan: Axis Bank provides personal loans to salaried and self-employed individuals. Axis Bank provides personal loans to their base and non-base customer based on their income proof and other factors for the emergency purpose the interest starts from 10.65% per annum
3. Car Loan: Axis Bank offers car loans for purchasing a new car or a used car. Axis Bank provides Auto Loan to their customer for purchasing a new car or a used car and the interest starts from 9.20% per annum. Where customers have to pay a processing fee and a documentation charge.
4. Education Loan: Axis Bank provides education loans for students who want to pursue higher education in India or abroad and the interest of the loan starts from 14.70% per annum if the loan amount is more than 4 lakh.If the loan amount is more than 7.5 lakh then the interest rate reduced to 13.70% per annum
5. Loan Against Property: Axis Bank offers loans against property for both salaried and self-employed individuals. It is covered under a mortgage loan and the interest starts range from 10.50 to 10.95% per annum.
6. Gold Loan: Axis Bank provides gold loans to their existing customer. It is important to note that customers not having an account are also eligible to avail the benefit of. The Interest for this loan starts from 14% per annum.
7. Business Loan: Axis Bank offers business loans for small and medium enterprises (SMEs) and large corporations to enhance their business smoothly and the interest starts from 10 % per annum
8. Loan Against Securities: Axis Bank provides loans against securities such as shares, mutual funds, bonds, etc, and the interest of the loan starts from per annum.
9. Loan Against Fixed Deposit: Axis Bank offers loans against fixed deposits (FDs) for both salaried and self-employed individuals. Which is also known as FDOD.And the interest is 2% extra of the interest of the Fixed deposit.
10. Loan Against Life Insurance Policy: Axis Bank provides loans against life insurance policies for both salaried and self-employed individuals. But it depends from policy to policy. In general, the interest rate starts from per annum.
11. Loan Against Rent Receivables: Axis Bank offers loans against future rent receivables for both salaried and self-employed individuals and the interest is negotiable based on several criteria such as loan amount, income source of the customer, and banking transaction. And the interest starts per annum.
12. Loan Against Shares: Axis Bank provides loans against shares for both salaried and self-employed individuals. If the customer has a good portfolio he can easily approach a bank to avail of the loan and the interest starts from per annum.
13. Loan Against Commodities: Axis Bank offers loans against commodities such as gold, silver, etc, and the interest per annum.
14. Loan Against Mutual Funds: Axis Bank provides loans against mutual funds for both salaried and self-employed individuals which customers can avail of from the Axis Bank mobile banking option easily. The interest of such a loan starts per annum.
15. Loan Against Rental Discounting: Axis Bank offers loans against future rentals for both salaried and self-employed individuals and the interest starts from per annum10.50%
